Helping fire survivors access new support
California has passed new laws to help Eaton and Palisades Fire survivors get back on their feet. These laws provide assistance with important topics like housing and temporary shelter, rebuilding homes, and access to resources and services. Use this page to learn what each law means for you.

Protecting homeowners and tenants after a disaster
The bill allows people displaced by disasters to stay in hotels, motels, or short-term rentals for up to 270 consecutive days without being considered tenants, helping survivors remain housed while making it easier for operators to extend stays.
Strengthens disaster protections for tenants, mobile home residents, and borrowers by requiring landlords to clear debris and maintain habitable conditions, guaranteeing tenants the right to return at pre-disaster rents, and providing mobile home residents with rent refunds, evacuation relief, and relocation benefits if parks close.
Strengthens disaster protections for tenants, mobile home residents, and borrowers by requiring landlords to clear debris and maintain habitable conditions, guaranteeing tenants the right to return at pre-disaster rents, and providing mobile home residents with rent refunds, evacuation relief, and relocation benefits if parks close.
Property tax relief and mortgage forbearance to wildfire survivors
Requires mortgage servicers to offer up to 12 months of forbearance to borrowers facing financial hardship from the January 2025 Los Angeles wildfire disaster.
Extends the time for households to rebuild homes or businesses after a disaster without triggering a property tax increase and prevents owners from being taxed on the higher, undamaged 2025 assessed value.
Extends the deadline for homeowners affected by the 2025 Los Angeles fires to update property ownership records and apply intergenerational transfer exclusions (Propositions 58, 193, or 19) from six months to three years, helping them avoid unintended tax penalties.
Clarifies property tax exemptions for low-income veterans, churches, and nonprofits rebuilding after the 2025 Winter Fires.
Making it easier to rebuild
Streamlines accessory dwelling unit (ADU) approvals in the Coastal Zone by requiring coastal permit decisions within 60 days, removing unnecessary Coastal Commission appeals, and allowing ADUs to receive occupancy certificates before a primary home is rebuilt in disaster areas.
Speeds up local permitting after disasters by requiring decisions within 10 business days for manufactured, modular, or detached ADUs placed on private lots during home reconstruction.
Prevents homeowners’ associations from delaying or blocking the rebuilding of homes destroyed in disasters based on design differences.
Expedites administrative and judicial reviews under CEQA for projects that repair, restore, demolish, or replace wildfire-damaged properties in state-declared emergency areas, beginning January 1, 2027.
Streamlines the creation of Enhanced Infrastructure Financing and Climate Resilience Districts to speed up funding for disaster recovery projects and programs.
Making insurance work better for homeowners and small businesses
Requires insurers to pay 60% of personal property coverage, up to $350,000, without an itemized claim after a total loss in a declared disaster and extends the deadline to submit proof of loss from 60 to 100 days.
Prohibits insurers from canceling or refusing to renew commercial property insurance for one year after a state of emergency if the property is within or adjacent to a wildfire-affected area.
Cracking down on looting and first responder impersonators
Increases criminal penalties for looting in evacuation zones, applying enhanced penalties for one year after an evacuation order and for three years while a damaged residence is being repaired or rebuilt.
Makes it a crime to fraudulently impersonate a first responder to access evacuation zones during an emergency, aiming to prevent looting and related crimes.
Key resources
Explore resources to help you rebuild.